Our Services
Comprehensive Financial Planning in Tampa
Financial planning is our prime focus
PCF Tampa will start by creating a holistic, comprehensive financial plan customized to your unique circumstances. We will design a plan that takes your current situation into account as well as your desired future, including your dreams for retirement.
Financial Planning
A financial plan takes many aspects of your financial life into account. It includes your income; your fixed, variable and discretionary expenses; and your amassed assets, such as your retirement accounts and investments. It includes ways to protect you and your family from financial risks. Your life isn’t static, and neither is your plan, we’ll keep your financial plan updated.
Retirement Planning
While retirement planning often requires a risk-first investing approach to help safeguard your portfolio from market fluctuations, there are a number of other significant factors to consider. The goal is to be completely comprehensive, from helping you choose the right Medicare plan to claiming Social Security benefits in the optimum manner for you.
Investment Management
Wealth doesn’t just happen, it’s grown with diligence, persistence and hard work. Complete, fiduciary independence allows us to do what’s in our clients’ best interests at all times. We are beholden to no one except you. That includes our investment management services. Understanding your situation and your time horizon to retirement are critical.
Estate Planning
Alongside your estate attorney, we will help you align your estate plan with your financial plan, which includes beneficiary reviews, creating a will and/or trust, providing regular updates and reviews, and more. We’ll help you address commonly overlooked items that can create significant risks and complications for your loved ones.
Tax Planning
Some people are surprised to find that they owe taxes in retirement; some even pay taxes on Social Security! That’s why tax planning is imperative for the retiree, especially in the years leading up to retirement, when it may be possible to use Roth conversions, essentially paying taxes during low-income years to mitigate income taxes later.
Insurance Services
Life & Long Term Care insurance help provide financial security for your family and loved ones by ensuring cost protection from unexpected health care needs.
Let’s schedule a conversation
Contact us to schedule a quick 30-minute conversation with us so we can get a better understanding of where you are right now.
From there, we can make a detailed plan based on your needs.